LendingClub is an independent borrowing decision platform. The website helps consumers understand payment structure, cash proceeds, fees, total repayment, state considerations and the identity of the provider behind an offer.
What the product does
LendingClub provides calculators, comparison tools and decision guides for personal loans, payday loans, installment loans, cash advances and related borrowing questions. The tools are designed to be useful before a user submits sensitive information to a credit provider.
What the product does not do
LendingClub does not issue credit, approve or deny applications, set a provider’s APR or fees, service loan accounts, collect loan payments or promise that a product is available in a particular state.
How we separate the website from a provider
Any actual credit offer should identify the legal provider, amount, APR, fees, payment dates, credit-inquiry terms and state availability. Those transaction terms belong to the provider. LendingClub’s role is to help a user understand the decision before continuing.
How information is checked
For material financial or regulatory claims, the editorial process prioritizes statutes, regulators, official provider disclosures and other primary sources. Illustrative calculations are labeled as examples and are kept separate from actual provider pricing.
Brand and website
The consumer-facing brand used on this website is LendingClub, and the website address is www.lendingclub.biz.
Useful next steps
Read How LendingClub works, review rates and fees, check State rules & checks, or use Contact & support to identify the right path for a specific issue.
Information published under the LendingClub brand
These guides and calculators are published under the LendingClub brand on LendingClub. Financial examples identify their assumptions, and source links let you inspect the underlying guidance. Read our editorial approach for calculation methods and corrections.
Website contact: [email protected].
Further checks for this decision
Compare APR with APR: interest alone does not capture additional loan fees.1
Ask whether a provider's eligibility check uses a hard or soft credit inquiry.2
Before sharing information, review the provider's collection, use and sharing disclosures.3
When reading comparisons, check commercial disclosures so you can assess paid recommendations.4